The total assets of the Social Security and National Insurance Trust (SSNIT) have increased by about four billion Ghana cedis, rising from a little over GH¢20 billion in 2024 to approximately GH¢25 billion at the end of 2025.
The growth was disclosed by the Director-General of SSNIT, Kwesi Afreh Biney, at a ceremony to announce the Trust’s 2026 pension indexation rate.
SSNIT, which has in recent years come under public scrutiny over what some analysts described as weak investment decisions, says it has adopted a renewed investment strategy aimed at safeguarding the funds of contributors while ensuring sustainable growth.
Mr. Afreh Biney noted that the 2026 indexation rate is comparatively better than that of the previous year, explaining that the adjustment is incremental, building on gains already made in 2025.
He attributed the improved pension outlook partly to better macroeconomic conditions, particularly the significant drop in inflation, noting that “Inflation is now at 5.4 percent compared to about 27 percent previously. When you compare these two regimes, the increase in pensions this year translates into far better real purchasing power for our pensioners.”
On investments, the Director-General revealed that SSNIT has a diversified portfolio spanning several key sectors of the economy.
Out of the 33 companies listed on the Ghana Stock Exchange, the Trust has investments in 22, in addition to holdings in the energy and hospitality sectors. He added that some of SSNIT’s real estate investments continue to yield consistent dividends.
According to Mr. Afreh Biney, SSNIT remains committed to expanding its asset base and strengthening its investment strategy to secure the future of Ghanaian workers.
“We will keep investing, we will keep growing the fund, and we will keep building a sustainable fund that ensures the future of the Ghanaian worker is well protected,” he assured.
Read Also: Labour Front Stable After One Year Under Mahama – Employment Minister
